Self Employed Mortgages

Your Self Employed Mortgage Made Easy

Get self employed mortgages Pre-Approved in as little as 24 hours with our specialist in-house underwriting team. Let us find you a great self employed mortgage deal up to 95% Loan To Value today if you’re a…

  • Director of a Limited Company
  • Sole Trader
  • Contractor
  • LLP Partner & Much more…

Know Your Mortgage Options

Takes less than 2 minutes. No credit check required.

Trustpilot

Min. 1 Yr Trading | Fast Decisions | Min. 5% Deposit

Self Employed Mortgages

Your Self Employed Mortgage Made Easy

Get self employed mortgages Pre-Approved in as little as 24 Hrs

Get Pre-Approved Today

It’s quick, easy & mobile friendly. No credit check required. Max 95% LTV.

Trustpilot

Trusted Self Employed Mortgage Brokers

Don’t just take our word for it… Read genuine customer reviews to see what makes us trusted self employed mortgage brokers

If you are using a mobile device please turn to landscape to read them.

Trustpilot

Self Employed Mortgages Specialist

As a part of the Newwave group of brokers, we understand the issues and difficulties you face when looking for self employed mortgages. Considering ourselves as expert self employed mortgage specialists due to our excellent rates of success, we have helped 100’s of company directors, sole traders and contractors get great deals on self employed mortgages by aligning ourselves with lenders that are looking for you.

Whatever the purpose, or whatever your circumstance, if you need self employed mortgages then take our quick survey or contact our team to see how we can help.
Self Employed
Speak- Advisor Now-img
Genuine Self Employed Mortgage Advice

Genuine Self Employed Mortgage Advice

Speak To An Advisor Now

Not sure if our service is suitable for you?
Wondering what to do for the best?

Put your mind at ease with genuine self employed mortgage advice, with no obligation to pursue. We help people in your position every day, so are confident that if you are self employed and need a mortgage, we can quickly find and talk you through the best options available, without the need for hard sales or pressure.

CLICK TO CALL
TAKE THE QUIZ
Our self employed mortgage lenders

We compare 1000’s of mortgages

Our large panel of lenders allows us to search High-Street Banks and Building Societies throughout the UK to find the best self employed mortgages for you. In addition our experienced team know which Specialist Lenders to approach to match your individual circumstances.

Why Newwave Self Employed Mortgages

Here’s just a few ways our
Self Employed advisers help…

We are proud our Broker Service is tailored specifically for The Self Employed just like you

Up to
95% ltv

Up to 95% ltv

We access lenders that require just 5% deposit

Only 1 Yr Trading

We can help you with just 12 months trading history

Get More Money

We use your latest figures rather than an average

Faster Approval

We aim for a lending decision the same day you register your enquiry

Specialist Lending

Our experts do things the high-street can’t such as using the profit from your limited company

Get Your Self Employed Mortgage Pre-Approved Today

TAKE OUR ONLINE QUIZ >>

Know Your Options In Minutes

Takes less than 2 mins. No credit check.

Trustpilot
Self Employed Mortgage FAQ’s

Ask Our Experts…

Our experts like to keep things simple and in plain English.

Being self-employed has its own unique challenges which is why most banks reduce the amount of money you can borrow. That’s why we created a service that puts the ball firmly back in your court. This includes being able to borrow even more than someone who is employed!

Find out if you qualify. Take our online quiz

Most limited company directors pay themselves a small salary and then take the rest in dividends. This is standard practice however it often restricts the amount of money you can borrow. By working with us, we can use your income in a variety of other ways to maximise your affordability and significantly boost your loan amount.

Find out if you qualify. Take our online quiz

Unless you’re a contractor with previous experience in the same field then the answer to this question is 12 months.

Unfortunately lenders want to see a minimum of one years trading history before they will accept an application.

Find out if you qualify. Take our online quiz

Yes! We have key relationships with lenders that are happy to lend based on your most recent years income rather than take an average.

The rates are really competitive and often help you achieve a much higher loan amount. Get your personalised mortgage quote today.

Find out if you qualify. Take our online quiz

We believe in placing the best specialists for the right jobs.

We understand this market better than most because it’s what we’ve chosen to hone our knowledge and skills in.

This increases your chances of being accepted for a mortgage and on the best terms possible.

You wouldn’t want a plumber to fit your electrics now would you!?!

Find out if you qualify. Take our online quiz

Firstly there are no fees payable upfront. Once we’ve found a solution for you and understand the amount of work involved a broker fee is agreed.

There is no obligation for you to proceed at this point.

Assuming you’re happy to go ahead we’ll then take care of your application. Only when the mortgage is officially accepted and you receive your formal mortgage offer will the broker fee become payable.

No risk, just how we like it.

Find out if you qualify. Take our online quiz

The good news is the specialist lenders we work with are more flexible than ever.

Our expert advisers take time to understand your credit issues BEFORE making any applications otherwise you could be making your situation even worse than when you started.

We recommend you get a copy of your recent credit report and our advisers can tell you normally the same day whether you’re likely to get a mortgage.

Find out if you qualify. Take our online quiz

The truth is that most high street banks see you as high risk. In return, they make their criteria for self employed mortgages tougher for you to qualify.

We work with lenders that are designed specifically for you.

These lenders want your business so when you combine that with our relationship with them you stand a much better chance getting the mortgage you deserve.

Find out if you qualify. Take our online quiz

Have a question but can’t seem to find the answer? Click here

Get your Self Employed Mortgage Today

TAKE OUR ONLINE QUIZ >>
TAKE OUR QUIZ